Saturday, April 24, 2010

Car insurance for young drivers, teenagers, under 25

Teenagers find it difficult to get the best cheap young driver car insurance deal with low premiums for some reasons.

So it’s better shopping around and comparing the young driver motor insurance quotes from different companies specialising in younger drivers. Get the best quotes online and compare them.

1. Why young drivers insurane rates are costly
According to statistics, young drivers are three times more likely to get involved into an accident than an old driver because they lack the driving experience and hence risk prone to the accidents. Also the young drivers have limited or no driving record to get the good driver discount. (see female car insurance advantages)

2. How can young drivers keep car insurance premiums low
  • Consider buying small car model with no modifications required. If the car is of older model you insurance rates can be reduced by more than 50%
  • Take pass plus test: Insurers may give you discount if you complete this driving course
  • Your no claim bonus will benefit you getting discounted future premiums

3. What types of car insurance are available for young drivers
Low premiums do not mean poor coverage.
There are many coverage types. Young drivers can start with the low premiums first and then go for modifications later.

Young driver should consider knowing the insurance policies available.



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