Saturday, August 28, 2010

Cheap short term, temporary car motor insurance


Short term car insurance-

What is Short term car insurance:

Short term insurance, is a temporary insurance policy.

Who looks for Short term car insurance:

You may look for the temporary car insurance cover in following cases-
  • when you are on a holiday or you have an an additional vehicle
  • you buy a new car and still you are looking forward to the best deals for full car insurance
  • your old insurance policy has lapsed and the new one has not been renewed
  • you may want driver to driver your car
  • you yourself may want to drive another car
  • to drive courtsey car in case your car needs repairing
  • to deliver a car

Benefits of Short term car insurance:
  • The process takes less time as compared to your full car insurance cover
  • Additional car and new car can be placed in the same policy
  • One can thake the short term policy even if one has his/her long term policy
  • Many times, new short term policy is cheaper as compared to changing your long term policy to short term cover
  • No claim bonus- your short term insurance does not affect the No claim bonus of your long term insurance
  • Foreign- depending on your insurer, your have foreign travel cover also

Disadvantages of Short term car insurance:
  • The short term insurance cover is bit expensive as compared to the full long term insurance policy
  • Services are limited in the short term insurance cover.

Short term car insurance is indeed not a replacement or substitute to the long term full car insurance.


Few useful links:

Friday, August 27, 2010

Women's car insurance: Things you should consider

Looking for the special offers on cheap car insurance for women?

There are tailored cheap car insurance for women especially for you and including various services.

Definitely, you can avail the great deals and discounts on Women's car insurance.

While choosing the offer on Women's car insurance you may consider -

Handbag cover - You can get the motor insurance on personal belongings in the car unto certain limit (based on the offer) eg your handbag, mobile phone or other shopping.

Lower premiums – you might get an advantage in case of less expensive accidents (esp for female) in addition to your younger age bracket. You might directly go for lower premiums.

No claim discount – Massice offers upto even 75% are available if you are claim free and if you have taken women’s car insurance online.

Friendly repairers - In case your car needs repairing, you can look forward to the female friendly services related to garages and body shops.

Keys theft cover – In worst case your handbag is stolen and your car keys are inside the car, you might pay for locks to be replaced up to a maximum certian limit. (Also see stolen car insurance)

Child car seat cover – You might get the replacement for your child car seat in case of its loss, damage.

Priority assistance in an emergency - Women in a vulnerable situation, emergencies are treated as a priority with some insurers.

FREE courtesy car - When you are claiming and your car needs repairing, you might get FREE car till your car gets repaired.

Counselling after an accident - Depending on the insurer, there are various services 'after meeting an accident'

Mobile phone locater service - If you are involved in an accident in an unknown location, your insurer may use a mobile phone locator service to track your whereabouts.

Including your partner - You can also include your partner on your car insurance policy depending on the insurer's plan.

Always compare policy features along with the price structure to ensure you are getting the right women's car insurance policy to fit your needs.

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